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Starting Your Auto Insurance Claims the Right Way
The best way to get more money from your auto accident settlement is to start out your claim the right way.
The following are the steps you'll want to follow when starting your auto accident claims against another vehicle owner's insurance:
Watch out for Blame Questions
At the beginning of your auto accident claims, the insurance company can ask you questions that will try to make you liable for their insurer's car accident.
For instance, one of more popular questions given by the insurance companies is : "How could you have avoided the accident?"
If you read it carefully, you will see that this question presumes that you were the person who was the cause for the auto accident. That the accident may have been prevented if you had been driving more carefully.
At the start of the car accident injury claim, the matter of fault is still unknown. The insurance company can't definitely know who is answerable for the accident until they analyze the accident report, contact witnesses, analyze the evidence etc. That takes a lot of time and research.
By asking this question this early in the claims process, the insurance company is setting you up to take responsibility for the car crash.
The more fault they can give you, the lower your car accident claim.
To avoid this trap, simply respond to this question: " I couldn't have prevented the accident as your crashed into me."
Whether or not you could have averted the accident is irrelevant at this point. If the accident was your fault, the evidence will clearly point to it.
But at this point, don't presume you're already at fault for the car accident. Doing this will only damage you and lower your chances of getting more money. So make sure you listen attentively to how the insurance companies phrase their questions to you.
The critical thing you are aiming to do at this point ...
Place Emphasis on the Other Driver
Right after tell the insurance company about the accident, talk about how the other car driver was involved.
Avoid saying: "I was in a car crash with your insurer". Instead, say things like:
"Your insurer crashed into me" "Your insurer hit my car coming from the back" "Your insurer crossed the red light and wrecked my car."
By shifting the focus on the other car driver, you are avoiding getting responsibility for the accident. This helps improve your odds of getting a higher settlement.
It's important to realize that you should NEVER lie to the insurance companies about your accident. If you do lie, the evidence will clearly expose you and you can face serious legal charges.
If you start your auto accident claims the right way, you increase your odds of getting more money from your insurance claims.
The following are the steps you'll want to follow when starting your auto accident claims against another vehicle owner's insurance:
Watch out for Blame Questions
At the beginning of your auto accident claims, the insurance company can ask you questions that will try to make you liable for their insurer's car accident.
For instance, one of more popular questions given by the insurance companies is : "How could you have avoided the accident?"
If you read it carefully, you will see that this question presumes that you were the person who was the cause for the auto accident. That the accident may have been prevented if you had been driving more carefully.
At the start of the car accident injury claim, the matter of fault is still unknown. The insurance company can't definitely know who is answerable for the accident until they analyze the accident report, contact witnesses, analyze the evidence etc. That takes a lot of time and research.
By asking this question this early in the claims process, the insurance company is setting you up to take responsibility for the car crash.
The more fault they can give you, the lower your car accident claim.
To avoid this trap, simply respond to this question: " I couldn't have prevented the accident as your crashed into me."
Whether or not you could have averted the accident is irrelevant at this point. If the accident was your fault, the evidence will clearly point to it.
But at this point, don't presume you're already at fault for the car accident. Doing this will only damage you and lower your chances of getting more money. So make sure you listen attentively to how the insurance companies phrase their questions to you.
The critical thing you are aiming to do at this point ...
Place Emphasis on the Other Driver
Right after tell the insurance company about the accident, talk about how the other car driver was involved.
Avoid saying: "I was in a car crash with your insurer". Instead, say things like:
"Your insurer crashed into me" "Your insurer hit my car coming from the back" "Your insurer crossed the red light and wrecked my car."
By shifting the focus on the other car driver, you are avoiding getting responsibility for the accident. This helps improve your odds of getting a higher settlement.
It's important to realize that you should NEVER lie to the insurance companies about your accident. If you do lie, the evidence will clearly expose you and you can face serious legal charges.
If you start your auto accident claims the right way, you increase your odds of getting more money from your insurance claims.